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Pilgrim Bank offers a wide variety of Consumer Loan products that are defined as an extension of credit to individuals for household, family, or any other non-business purpose.

Click on the types of loans below for more information

Consumer Real Estate Lending

Pilgrim Bank provides funding for the construction or purchase of residential real estate. This loan type can be structured as an advancing line of credit to fund construction costs of your new home. Alternatively, if your need is to purchase or simply refinance your home, it can be structured as a permanent term loan. The customer has a choice of a fixed rate or an adjustable rate of interest.

Consumer Home Equity Lending

Pilgrim Bank provides funding for home equity loans used for a variety of personal needs.

Consumer Real Estate Lending (Secondary Market)

Pilgrim Bank participates in the secondary mortgage market providing additional choices for our customers. Rates are competitive on a national basis. We also offer a wide array of adjustable rate loans with conversion to fixed rate features.

Consumer Auto/Boat/RV/ATV Lending

Pilgrim Bank provides funding for most consumer needs including the purchase of an automobile, boat, motorcycle or recreational vehicle. Terms and rates vary with the age of the vehicle and consistent with the expected life of the item being financed.