Texas Pride (Club) Account:

• $50.00 opening balance.
• Customers receive free "club" checks or 50% discount on other choices.
• Accidental life insurance policy.
• Hotel/motel discounts
• Prescription drug card discounts
• Identity watch
• Official checks, Money Orders or Travelers checks provided (first 5 monthly purchases are free).
• Cost is:
• 8.00 monthly. (Option I)
• $10.00 monthly. (Option II)
• Free email statements.
• Free Online Banking with Free Bill Pay
• 25% discount on safe deposit box rental when auto debited.
• Overdraft Protection available, subject to approval

• $50.00 opening balance.
• No monthly service charge.
• No minimum balance to maintain.
• Unlimited check writing (or debits) with no fee.
• Overdraft Protection available, subject to approval
• Monthly statement with posted check numbers printed in numerical order for ease in balancing.
• Some restrictions apply.
• Free Online Banking with Free Bill Pay
• Free email statements.

Regular Checking Account:

• $50.00 opening balance.
• No monthly service charge if balance does not fall below $500.00.
• Service charge is determined by lowest daily balance:
• Balance of $400.00 to $499.99 is $7.00 per month.
• Balance of $300.00 to $399.99 is $8.00 per month.
• Balance less than $300.00 is $9.00 per month.
• "Per debit" fee of 10¢ per check/debit after 40 each cycle if balance falls below $500.00.
• Overdraft Protection available, subject to approval
• Free email statements.
• Free Online Banking with Free Bill Pay

Relationship NOW Checking:

• You simply need another checking or savings account and two additional services to qualify for Relationship NOW Checking. (If eligibility requirements are not met, such as closing the related checking or savings account or not maintaining two services, the account will revert to an Eagle NOW account.)
• Premium interest rate paid on any balance.
• FREE ATM withdrawals at any ATM (Pilgrim Bank will not charge a fee for ATM withdrawals at any ATM worldwide. ATM fees charged by the institution that owns the ATM will be reimbursed to you the same day the fee is charged.)
• FREE Unlimited check writing.
• FREE Relationship Banking checks.
• FREE e-mail statements, FREE combined statements.
• FREE 24 Hour Telephone Banking, FREE Online Banking & Alerts, FREE Bill Pay.
• FREE Official checks, FREE Money orders.
• FREE 3x5 Safe deposit box (subject to availability).
• FREE Automatic Transfers between Pilgrim Bank deposit accounts and/or loans.
• No Monthly Service Charge
• No Minimum Opening Balance
• No Minimum Balance to Obtain ANNUAL PERCENTAGE YIELD

Savings Account:

• $100.00 opening balance.
• Interest is paid quarterly.
• Variable rate of interest. Rate subject to change at any time.
• Must maintain a minimum balance of $100 each day to obtain annual percentage yield.
• Statements are mailed quarterly unless there is electronic activity and then a monthly statement is mailed.
• A daily balance of $100.00 must be maintained to avoid a $5.00 monthly service fee.
• One free withdrawal is allowed per month.
• Additional withdrawals are $2.00 per withdrawal, per month.
• Federal restrictions apply on debit transactions.
• Free email statements.
• Free Online Banking

Health Savings Account

• $50.00 balance to open.
• $25.00 minimum balance required.
• Annual fee of $12.00 will be debited on anniversary date of opening.
• Variable rate of interest. Rate subject to change anytime.
• Maximum annual contribution limits apply.

EAGLE NOW Account:

• $1,500.00 opening balance with interest paid monthly.
• No monthly service charges unless balance falls below $1,500.00.
• If balance falls below $1,500.00, then the service charge is $10.00.
• Variable rate of interest. Rate subject to change at anytime.
• Must maintain daily balance of $1,500.00 to obtain annual percentage yield.
• "Per debit" fee of 10¢ per check/debit after 40 each cycle if balance falls below $500.00.
• Free email statements.
• Free Online Banking with Free Bill Pay

Performance Money Market Account:

• $2,500.00 opening balance with interest paid monthly.
• No monthly service charges unless balance falls below $2,500.00.
• If the balance falls below $2500.00 then the service fee is $15.00.
• Federal restrictions apply on debit transactions.
• After 6 debits, an excessive withdrawal fee of $2.00 will be charged for each additional debit.
• We reward our customers by offering higher rates for higher balances.
• Variable rate of interest. Rates are subject to change at any time.
• Free email statements.
• Free Online Banking with Free Bill Pay

Time Deposits and IRAs:

• Pilgrim Bank offers a wide range of terms of up to 5 years.
• The most competitive rates.
• Interest is compounded quarterly on TDs and those with terms of more than one year.

VISA ® Check Cards:

• They can be used anywhere that a credit card is accepted.
• This takes the place of your check, giving you the benefit of:
• Spending less on printed check orders.
• Having the freedom to make a purchase or dine out at places that do not accept checks.
• More compact than a checkbook.
• Not having to carry cash.  Your purchases can be made with your Visa Check Card instead.
• A Visa check card replaces your ATM card because it can be used at ATM machines as well as for purchases.
• There is no charge to use your Pilgrim Visa check card at any of the Pilgrim Bank ATM's.
• You may be charged a fee if you use an ATM not owned and operated by Pilgrim Bank.
• No annual fee.