Texas Pride (Club) Account:

• $50.00 opening balance.
• Customers receive free "club" checks or 50% discount on other choices.
• Accidental life insurance policy.
• Hotel/motel discounts
• Prescription drug card discounts
• Identity watch
• Official checks, Money Orders or Travelers checks provided (first 5 monthly purchases are free).
• Cost is:
• 8.00 monthly. (Option I)
• $10.00 monthly. (Option II)
• Free email statements.
• Free Online Banking with Free Bill Pay
• 25% discount on safe deposit box rental when auto debited.
• Overdraft Protection available, subject to approval

• $50.00 opening balance.
• No monthly service charge.
• No minimum balance to maintain.
• Unlimited check writing (or debits) with no fee.
• Overdraft Protection available, subject to approval
• Monthly statement with posted check numbers printed in numerical order for ease in balancing.
• Some restrictions apply.
• Free Online Banking with Free Bill Pay
• Free email statements.

Regular Checking Account:

• $50.00 opening balance.
• No monthly service charge if balance does not fall below $500.00.
• Service charge is determined by lowest daily balance:
• Balance of $400.00 to $499.99 is $7.00 per month.
• Balance of $300.00 to $399.99 is $8.00 per month.
• Balance less than $300.00 is $9.00 per month.
• "Per debit" fee of 10¢ per check/debit after 40 each cycle if balance falls below $500.00.
• Overdraft Protection available, subject to approval
• Free email statements.
• Free Online Banking with Free Bill Pay

Lone Star (Business) Account:

• $200.00 balance to open.
• Statements are created the last day of each month and mailed within 2 business days.
• All posted checks are printed in numerical order on your statement.
• A $10.00 service charge is assessed if a $1,000.00 minimum daily balance is not maintained
• "Per debit" fee of 10¢ per check/debit after 40 each cycle, if balance falls below $1,000.00.
• Free email statements.
• Free Online Banking

Savings Account:

• $100.00 opening balance.
• Interest is paid quarterly.
• Variable rate of interest. Rate subject to change at any time.
• Must maintain a minimum balance of $100 each day to obtain annual percentage yield.
• Statements are mailed quarterly unless there is electronic activity and then a monthly statement is mailed.
• A daily balance of $100.00 must be maintained to avoid a $5.00 monthly service fee.
• One free withdrawal is allowed per month.
• Additional withdrawals are $2.00 per withdrawal, per month.
• Federal restrictions apply on debit transactions.
• Free email statements.
• Free Online Banking

Health Savings Account

• $50.00 balance to open.
• $25.00 minimum balance required.
• Annual fee of $12.00 will be debited on anniversary date of opening.
• Variable rate of interest. Rate subject to change anytime.
• Maximum annual contribution limits apply.

EAGLE NOW Account:

• $1,500.00 opening balance with interest paid monthly.
• No monthly service charges unless balance falls below $1,500.00.
• If balance falls below $1,500.00, then the service charge is $10.00.
• Variable rate of interest. Rate subject to change at anytime.
• Must maintain daily balance of $1,500.00 to obtain annual percentage yield.
• "Per debit" fee of 10¢ per check/debit after 40 each cycle if balance falls below $500.00.
• Free email statements.
• Free Online Banking with Free Bill Pay

Performance Money Market Account:

• $2,500.00 opening balance with interest paid monthly.
• No monthly service charges unless balance falls below $2,500.00.
• If the balance falls below $2500.00 then the service fee is $15.00.
• Federal restrictions apply on debit transactions.
• After 6 debits, an excessive withdrawal fee of $2.00 will be charged for each additional debit.
• We reward our customers by offering higher rates for higher balances.
• Variable rate of interest. Rates are subject to change at any time.
• Free email statements.
• Free Online Banking with Free Bill Pay

Time Deposits and IRAs:

• Pilgrim Bank offers a wide range of terms of up to 5 years.
• The most competitive rates.
• Interest is compounded quarterly on TDs and those with terms of more than one year.

VISA ® Check Cards:

• They can be used anywhere that a credit card is accepted.
• This takes the place of your check, giving you the benefit of:
• Spending less on printed check orders.
• Having the freedom to make a purchase or dine out at places that do not accept checks.
• More compact than a checkbook.
• Not having to carry cash.  Your purchases can be made with your Visa Check Card instead.
• A Visa check card replaces your ATM card because it can be used at ATM machines as well as for purchases.
• There is no charge to use your Pilgrim Visa check card at any of the Pilgrim Bank ATM's.
• You may be charged a fee if you use an ATM not owned and operated by Pilgrim Bank.
• No annual fee.