Overdraft Protection means:

• Avoiding charges from retailers for insufficient checks!
  
  
• Overdraft protection up to $500. (Money Market accounts excluded)
  
  
• Affordable convenience in managing your funds.
  

You will be charged a $29 Overdraft Protection fee for the payment of each overdraft. An Overdraft Protection item may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Whether your overdraft will be paid is discretionary and we reserve the right not to pay. We typically do not pay overdrafts if your account is not in good standing, or if you are not making regular deposits, or if you have excessive overdrafts. Failure to make a deposit within a 30-day period may lead to the removal of Overdraft Protection on the account.

* Please see a Financial Service Representative for complete details.