PILGRIM BANK'S 24-HOUR TELEPHONE BANKING
ALLOWS BANKING THAT WORKS ON YOUR TIME!

Pilgrim Bank's 24-Hour Telephone Banking is your connection to Pilgrim Bank, giving you immediate access to the information you need most often, 24 hours a day, and 7 days a week.

With Pilgrim Bank ' s 24-Hour Telephone Banking, you can quickly and easily:

• Access information on checking, savings, money market, certificate of deposits, IRA's and loans.
  
• Inquire about posted transactions to your account.
  
• Make transfers between Pilgrim Bank accounts.
  
• Make payment to your loans at Pilgrim Bank by transferring funds from your checking or savings accounts at Pilgrim Bank.

Before using Pilgrim Bank's 24-Hour Telephone Banking, make sure you have your account number(s) handy. The first time you call, your PIN will be the list four digits of the social security number on the account. You will then be instructed to change your PIN to a new four digit number that only you know. You must set a PIN on each account that you want to access.

• Call toll-free 877-208-2833, (903) 856-0777 or (903) 575-9444 from any touch-tone phone.
  
• Wait for the greeting, and then follow the simple instructions given to you over the phone. You will be offered a series of menu selections from which to choose. To access these selections from the Opening Menu given, simply press the corresponding number(s) on your telephone.